What we do

We are an independent platform that helps with the tracking of transactions conducted via the S.W.I.F.T channel. By providing your S.W.I.F.T transaction reference, transaction date, and amount, we can give you information regarding the transaction and process status

About SWIFT Transactions (MT103)

When you send a payment overseas with a bank, the chances are that it’ll be processed using the SWIFT network¹. SWIFT is a secure messaging system that allows banks to work together in partnership to move money around the world. It was set up in the 1970s and is a reliable way to make international payments — even though it’s not always the fastest or cheapest option.

If you’ve sent a payment with SWIFT you may have heard of — or been asked to get hold of — the MT103 document. MT103 is a standardized proof of payment document which can be provided by any bank or institution sending money through the SWIFT network.

The SWIFT MT103 fields show all you need to know about the transaction including who sent it, the processing institutions, the amount, fees and more.

How do you request a MT103?

Once you’ve made your international payment you’ll need to ask your bank for the MT103 document directly. The exact process to get your paperwork will vary from bank to bank — you may be able to order the MT103 online through your regular banking service, or you might need to call customer support to request it.

Check the fees — as you might have to pay extra to get an MT103 for your payment. It’s also worth checking how long it’ll take to get your document, as processing times can vary.

What are the MT103 fields?

Here are the standard MT103 fields that you’d expect to see on your document:

You won’t need proof of payment every time you move money overseas — sometimes the transaction record that shows in your online or paper account will be plenty.

But it’s good to know you can get a standardized proof of payment document if you ever need one when paying through SWIFT.